Do you have bad or poor credit and you know it? Do you need a loan for a vehicle, furniture, or for another reason? There are many ways that you can get poor credit loans and they are not as hard to get as everybody wants to make it. Here are some of your options if you know your credit is not that good.
First, there is always the reliable payday loan if you need some quick cash just to get you by. You can get between $100 and $1,500 the same day either online or in person from a cash advance or payday loan dealer. These are great for emergencies like car repairs or trips to the emergency room. These are short term loans and you have to be careful not to try to treat them as more than just a short term solution to your problem.
Second, if you need a vehicle, then you have plenty of options. You can put a large amount down and go to a new dealership, you can go to a buy here pay here and put just a few hundred dollars down, or you can try a lender like American General if you have paid something on time for at least 6 months and it shows up on your credit report.
Last, you can always try the website called Prosper. They are great at matching up individual borrowers with individual lenders that do poor credit loans. This is a very creative and good way to get the money you need and you will not be asked for collateral or anything other than normal information.
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